This is what happened, your phone got destroyed...insurance wanted $50..you went to bestbuy...you RENEWNED your contract so you got a free phone.
Had this been 6months or a year ago you would NOT have gotten that phone free w/the same promo. You were not eligable at that time.
If something happens to that phone again w/out insurance you will NOT recieve a free phone with these promotions. You didnt get a deal..sep next year ill be able to walk into any verizon and get a free phone with a renewal of my 2 year contract as well.