First off - these phones are expensive. They put you on a "payment" plan basically over 2 years when you get it at the discounted rate. If they let you do it all the time no matter how much time you have left - they will never be able to get their money for the phone. Everytime a new phone would come out - there would be a bunch of renewals of contracts. Also your old phone then wouldn't be worth anything on ebay.

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