^ From the Asurion brochure, so I'm guessing the SD card would fall under the bolded part as not covered.
2. Covered Property
Covered Property means only the mobile wireless
communications equipment as follows:
a. The wireless device owned by you for which: 1)
the unique identifcation number (International
Mobile Equipment Identity (IMEI), Electronic Serial
Number (ESN), or Mobile Equipment ID (MEID)
of such wireless device is refected in the records
of the Wireless Service Provider at the time your
coverage initially became effective; and 2) for which
airtime outgoing usage has been logged with the
Wireless Service Provider on your account after
coverage became effective; unless you have logged
outgoing airtime on a different wireless phone
immediately prior to the time of loss, in which case
such wireless device becomes the covered property
so long as: i) such wireless device is owned by
you and you provide us proof of ownership and
ii) airtime usage was logged on such device on
your account with the Wireless Service Provider
immediately prior to the time of loss.
b. The following Accessories, used with the wireless
device above: one standard battery (attached to
wireless device at time of loss if lost or stolen);
one standard cigarette lighter adaptor; one
standard leather case; one standard home charger;
one standard earbud. The following Netbook
accessories as part of a Netbook loss: one standard
Netbook power cord and one standard battery.
The Verizon HUB may also be insured as Covered
Property under this policy. Accessories for the
Verizon HUB are covered by this policy if a) such
accessory was packaged in the same box with the
Verizon HUB by the original manufacturer and b) the
accessory was part of the loss incurred to the Verizon
3. Property Not Covered
Covered Property does not include:
a. Contraband or property used in the course of illegal
transportation or trade.
b. The value of and the cost to research, replace or
restore data, or programs not standard for the
make and model.
c. Proprietary handsets included with automobile
wireless systems and any motor vehicle or
watercraft original or after-market equipment or
accessories, whether or not permanently installed,
including any antenna or wiring.
d. Any other equipment or accessories not described
as Covered Property.
e. Property that has been entrusted to (including
to and from) others for any service, repair or
replacement, other than Asurion Insurance
Services, Inc., or its designee.
f. Any fees or charges assessed by Verizon Wireless,
whether the charges incurred are legitimate or
g. Face plates, personalized data, or customized or
downloaded software such as music, PIM’s, ring
tones, games, and screen savers.
h. Wireless Equipment whose unique identifcation
number (ESN, MEID or IMEI) has been altered,
defaced or removed.
i. Removable data storage devices.
j. Non-standard batteries.