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Thread: How many have insurance on your Bionic?

  1. Droid
    jwolb33's Avatar
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    #1

    How many have insurance on your Bionic?

    Is it worth the money to have phone insurance?
  2. Droid
    shadowsjc's Avatar
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    #2
    I never had phone insurance. Then one day my DX got stolen and I was forced to use an old Samsung phone until the Bionic got released.

    So, yes to me it's worth it to have insurance
  3. Super Mod/News Team
    Shadez's Avatar
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    #3
    I had it until last week when my Bionic broke and they wanted $100 for a refurbed phone that is free brand new, so I got out of that and used my new 2 year to just get a free new bionic.
  4. Nice Guy
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    #4
    I've had insurance on every cell phone I've owned, including the dumb ones. Never needed it.

    That being said, if I wasn't in the habit of getting insurance for cell phones I would with a smart phone.
    Last edited by aaf709; 06-05-2012 at 10:03 AM.
  5. Super Mod/News Team
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    #5
    Since you can drop the insurance at anytime, and if you want to get insurance, I would say just keep it until the phones price goes below $100, otherwise you're just throwing money away knowing you will have to pay $100 if you ever use it.
  6. Droid Sensei
    Dave12308's Avatar
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    #6
    Quote Originally Posted by Shadez View Post
    Since you can drop the insurance at anytime, and if you want to get insurance, I would say just keep it until the phones price goes below $100, otherwise you're just throwing money away knowing you will have to pay $100 if you ever use it.
    On the other hand, if you're not even eligible for any type of upgrade for another year (as is my case), then it pays to have insurance. No way is VZW going to give ME a free Bionic with my upgrade date being over a year off, they would charge me the $499 retail price. You should be careful to point out that your way of thinking ONLY applies to people with an available upgrade.
  7. Super Mod/News Team
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    #7
    Quote Originally Posted by Dave12308 View Post
    On the other hand, if you're not even eligible for any type of upgrade for another year (as is my case), then it pays to have insurance. No way is VZW going to give ME a free Bionic with my upgrade date being over a year off, they would charge me the $499 retail price. You should be careful to point out that your way of thinking ONLY applies to people with an available upgrade.
    This is true, but, what most people don't know is that if you call Verizon, and still have a year or so left before an upgrade is available, and the phone is at a lower price then the original, they will let you upgrade providing that you extend you're contract for 2 more years.

    But like you said, if people don't plan on upgrading or want to wait, nothing wrong with it.
  8. Droid Ninja
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    #8
    I never do insurance. Then again, I treat my toys very well.
    You know how that rabbit feels
    Going under your Speeding Wheels
    Bright images flashing by
    Like windshields towards a fly...
  9. Master Droid
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    #9
    Depends on the person. My sister for example loses a phone or submerges it in water about every three months. She needs insurance. For me it is a waste of money. I personally take care of my stuff. The way I look at it is if I have to buy a phone outright and it cost me $500 then I still didn't lose. I would have paid way more than $500 overtime in insurance fees, protection plans, extended warranties, etc for various things over the years.
  10. Senior Droid
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    #10
    Didn't have the insurance on the DX, but I do have it on the Bionic since the DX fell into the pond when I was doing some weekly maintenance and even though I was able to resurrect it, the water sensors were tripped so if anything would have gone wrong after that, I would have been SOL. Now the insurance does cover me just in case that happens again!
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