The HTC Incredible has "Android Market", you can go there and download a large selection of Free and Paid Apps. They have games, GPS status, US Traffic, Real Estate, Google Sky Map, and so many others. I will download 15 Apps today and all are Free. You will need a Google Account to download.
Here is the web site that you can visit on your PC to quickly view all the Apps. This is truly a nice phone. Enjoy.