I just thought you guys would like to see this. A great deal of misinformation has been spread about games licensing on the Xbox One. That was definitely Microsoft's fault since they handled the release of info so badly. They are trying to clear it up though and the new policy looks to be even better than the PS4. With the PS4 you can lend one person your physical copy for them to play. On the Xbox One, because it is digital you can lend it to up to 10 family or friends at the same time.
There are more details than just that, so here's a link to the full article over on our Xbox One site: Microsoft Finally Clarifies Xbox One Game Licensing Details in Writing