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Thread: Factory Warranty vs Phone Insurance explained - Ensquared.com

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    n2_edmond's Avatar
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    Factory Warranty vs Phone Insurance explained - Ensquared.com

    Ensquared through its Site Ensquared.com has quickly established itself as the leading
    phone insurance company in the USA. Any American customer researching phone
    insurance will one way or another connect with the Ensquared insurance products offered
    on iPhone, Android, Wndows and Blackberry devices.

    As a rule In US cell insurance has been a prevalent offer program for many years and is a multi-million $ industry. There is often confusion when reviewing products and understanding the difference between phone insurance and Phone warranties. Ensquared has
    consistently put out articles on its Site to educate its customers

    Firstly, customers should know that there is a factory warranty on all devices,
    including Droid devices that covers buyers for factory defects in Year one – but
    factory defects only. When extended warranty is offered it still only covers
    factory defects (which is not accidental damage), but in the second year after factory warranty expires. This is most often offered by companies that do not really insure for multiple claims on damage, loss or theft; or give a capped warranty value. Capped means that once it is used up (often only 1 claim or less) all that is left for the buyer of the coverage is extended warranty.

    There is a vast difference between providers offering warranties and those offering core
    phone insurance like Ensquared – the leader in its field, and foremost on the
    Internet in North America covering US and Canada The key differences boil down to coverage for Accidental Damage (spills, drops, breakages - you name it) as well as Lost or Stolen. Most important a premium buys the insured at least two claims in one year for maximum $1000 per claim (at Ensquared anyway) and three claims in two years. Each claim is independent of any other, which is not the case with warranties. Warranties result in capped value being reduced with each claim. Also: It is notable that warrantors are often self-covered while insurers are in partnership with a licensed recognized
    underwriter like Fortegra in US. This gives the insured a lot of comfort, makes the pedigree transparent and does not confuse the buyer with convoluted products that are either one off claim programs or are covering only factory defects once the factory back-up falls away.

    All this is very pertinent especially on Android Insurance coverage where accidental damage or losing one’s device is very expensive. Warranties falls way short of meeting requirements of the many Droid owners; where losing your phone in the snow is a biggie and
    damages are generally irreparable and absolutely require full replacement. Extended
    warranty cover is like stopping a bullet with tissue paper by comparison to real cell insurance, by comparison an armor plated product

    Visit www.ensquared.com for more information and to purchase real phone insurance online.
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  3. Premium Member
    Backnblack's Avatar
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    Warranty and Insurance are not even close to being the same, should not be hard to get them confused.
    A gun in the hand is better than a cop on the phone.

    Only the Skilled Survive

    A computer lets you make more mistakes faster than any invention in human history - with the possible exceptions of handguns and tequila.

    Drill Sergeant Frick's Rules For Un-armed Combat.
    1. Never be unarmed.
    2. See Rule #1

    USMC rule # 23 of gunfighting: Be polite, be professional, but have a plan to kill everyone you meet.



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    n2_edmond's Avatar
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    Quote Originally Posted by Backnblack View Post
    Warranty and Insurance are not even close to being the same, should not be hard to get them confused.
    Backnblack you would be amazed just how many people mix them up. Companies like Squaretrade & Gotronics offer extended warranties but position themselves as "insurance".

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