Help fixing my droid?

[Parano1d]

So, This morning i had decided to download froyo, but unfortunately, after moving the xbin in to the regular bin in my system file i turned off my droid without downloading froyo, now it stays stuck at the boot screen of the motorola symbol, ive tried factory reset and it doesnt work, and it also says It can find recovery. Do I need to throw my phone in water and go get the insurance and get new one or is there a way to fix this? I would Appreciate the help