i dont know if this would work for you but, when my HTC incredible took a dump, i wasent able to get a upgrade for 6 months, so i called verizon and talked to a rep there who actully helped me out. she let me upgrade to the droid razr and although i still had to pay, it wasent a full price deal, plus i had 2 lines so i switched over to there share plan which saved me 75 a month. the phone was 100 but because i switched to 4G they knocked off 50. its worth a shot.
i have a chance now to upgrade from my razr but nothing is talking to me at the moment. lol