Insurance on Phone?

[Fault]

What do you guys think about getting insurance on your phone? I got it on my dare, never used it though. What do you think?

[aaf709]

I've had it on every cell phone I had, even the simple cheap ones. Never needed it.

That being said; this is my first smartphone. If I hadn't gotten insurance before, this would've been the one to start with.

[StupidGenius]

Get the insurance. There have been a number of stories on here of people who wish they had.

[Fault]

Yea, i think I will. Because I get a discount on the internet (GM employee), ill offset it with insurance

[kcZ]

I opted for no insurance on both the Droid and the Droid Incredible on my account. The $80 replacement cost along with the monthly charge just seemed like too much. I figure if something happens to either phone it will be close to a year after purchase so you are talking nearly $200 into getting a replacement phone. Ebay replacement is right near that, so it is break even costwise. Therefore I opted for no insurance.

[Fault]

What do u do if you brick your phone? I mean like if u brick your phone, does insurance even help?

[sst45jeff]

I have the extended warranty. It is cheaper & they replace the phone if something goes wrong with it.
With a new phone or an equivalent new phone if it is not available anymore.
I don't think it will do anything if you lose it or damage it like breaking the screen.
But if you drop it and it quits working it should be covered.

[dlwhtrose]

I never leave home without it!!!!!!!! Husband and I have the Droid and daughter has the Incredible ALL have insurance.

[takeshi]

What do you guys think about getting insurance on your phone? I got it on my dare, never used it though. What do you think?

It's a personal judgment call that you need to make.

But if you drop it and it quits working it should be covered.

The warranty (same for extended warranty) doesn't cover dropping the device.

http://support.vzw.com/clc/features/...rotection.html

[rob22202]

I opted for no insurance on both the Droid and the Droid Incredible on my account. The $80 replacement cost along with the monthly charge just seemed like too much. I figure if something happens to either phone it will be close to a year after purchase so you are talking nearly $200 into getting a replacement phone. Ebay replacement is right near that, so it is break even costwise. Therefore I opted for no insurance.

This is my reasoning, as well. I see Droids on Craigslist often for $250. It's a gamble, but not much of one.