Dropped my Droid 4 on it's corner and shattered the screen.
1 - buy part on Ebay for $35 - $50 and fix it myself using breakdoen info on inet.
2 - Send it back to Motorola to be fixed for $99 plus tax and shipping
3 - Make insurance claim
Picked sending it back to Moto as the cst is about the same as an insurance claim and I will still have my 2 claim lives