I would absolutely love to be able to tell which file it was that was causing this issue. I am not sure because I had about 100 music files, 30-40 ringtones, a coulpe short videos, and several documents along with multiple app files. It could have very well been the sd card causing all the problems. Which ever it was, formatting the sd card worked and I did make a backup of my ringtones and documents and added them back one set at a time to check for the problem. It never reoccured again, so hopefully this will help people in the future with similar issues.