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Thread: Is buying the insurance worth it- $7/month?

  1. Super Moderator/RS
    dlwhtrose's Avatar
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    #11
    I have always had insurance on all my phones. You just never know and like it has been pointed out all ready the overall cost of the insurance plus the deductible is still less than the purchase price of the phone should you have to replace it.

    As for the question regarding the screen protectors. I use them I also put them on my husbands phone. He carries his phone in his pocket and the screen protector seems to keep the change and keys from scratching the screen. But those are a total preference. Some will tell you no you do not need it because of the gorilla glass. So that one is up to you.
  2. Master Droid
    Lenagainster's Avatar
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    #12
    Most folks say to get the insurance, but on my family plan (2) that would be $14 per month to cover both phones. Instead, we have our older D1 as a backup for our two D2s. In the six years we have been with VZW, only once have I damaged a phone (it took a swim in the porcelain pond) and I used a backup phone until I was eligible for an upgrade. Also factor in that the cost of a replacement phone will decrease over time as better models come out. What retails for $600 today may be available on eBay for under $300 in a year. It's a gamble. Your call.
  3. Master Droid
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    #13
    +1 on the screen protectors also...its always better to be safe than sorry...and its better not to have to look at an ugly annoying scratch on the screen...

    Sent from the back seat of your car...look in da rear view!
    "Three words can sum up what i"ve learned about life, IT GOES ON!" "Wise men talk because they have something to say. Fools talk because they have to say something."
  4. Master Droid
    carguy's Avatar
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    #14
    Quote Originally Posted by smartphone1 View Post
    Few quick questions from a Noob.

    Just got the DroidX yesterday- the salesman said it costs over $500 to replace and the insurance is about $7 a month. Is it worth it?

    Also, do you recommend the screen saver guards? Got a pack yesterday that said Droid on the box but they seem too small (didn't cover the entire screen).

    Also, where is the best place to buy the car charger/DroidX accessories besides the Verizon store ($29.99)?

    Thanks-
    Welcome

    I say negative on insurance, that is for big expensive items that can come close criple you financially
    Galaxy S3 | iPhone 4s
  5. Super Moderator
    furbearingmammal's Avatar
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    #15
    Amazon is a good place to buy the items, especially after a few months when retailers are desperate to get rid of overstock.

    As for insurance... $8/month and $90 co-pay is a lot easier to swallow if you break your Droid (whatever) tomorrow than $250+ and waiting a week to get it delivered from an eBay purchase.
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