Yup. Its pretty obvious now to see why a Verizon customer like myself did not want the iPhone to come. So much has changed and more is on it's way. Verizon has fallen to their knees for Apple. So sadly, things are going to go South.
Also, the "Top 5%" can be describe in different way. I don't think the limit would be anywhere near 50GB. I'm sure there are quite a few, but aren't many that actually reach that high. I'm guessing at max people who use around 10GB is when it will start hitting people.