Got the insurance, Sh*t Happens.
I couldn't agree more. I have seen too many things happen not to carry the insurance. If I drop my phone tonight. I'll have a new one on Tuesday. No wait no worries. No my insurance wll FedEx it. Otherwise I would have one tonight for $600. Sorry I don't think I want to have to spend $600 becuase i dropped my phone
Sometimes , It is what it is !
I thought I remembered a Verizon rep telling me that you can add insurance at any time, you just can't make a claim within the first 30 days of adding it. For obvious reasons...
I have had the insurance on all my "smartphones" I went through at least 6 Treos in a 2 year period, **** happens. My "total coverage" insurance doesn't have a deductable, I've never had to pay one.