Here to help. I am not 100% sure this is the reason she got hacked, but that's how I think of it and why i never purchase online through a mobile browser.
I'm not saying the stock browser isn't safe, I'm just saying it's not ideal to make purchases through them.
Nor is there any reason to believe that the only use of the credit card is with this particular on-line merchant. Does she, for example, use the credit card to purchase a meal in a restaurant and hand it to a waitperson she's never seen before? Nor is there any reason to believe that her most recent purchase using her phone is the source of the credit card information. How about purchases made from other sites a month or two months ago?
Over the years I've had a problem with unauthorized purchases on three occasions. In one case, an online merchant was to blame, not my method of providing the credit card information. In another case, I was traveling and my cc info was apparently stolen when I used the card with a merchant who copied the information when I gave an employee a card. In the third case, the problem stemmed from an error on the part of the credit card issuer who mistakenly charged my account with a purchase on a completely different card.
In short, there are all sorts of ways that unauthorized charges can occur. To assume that one's most recent activity is the source of the problem is like assuming that because lunch follows breakfast, breakfast causes lunch.
I appreciate your debate jsh1120. This is why i am asking all these questions is because i am unsure of the browser safety.. I am not that techy when it comes to online shopping and stuff of this matter. which is why i am hoping to find out more information.
Personally I do not see how the droid is any less secure than a computer browser. They both use the same standards when it comes to SSL encryption. Either the site is insecure, or someone just jacked your CC information at a restaurant, etc.
Or there is a dishonest employee working for the company...
This was actually my first speculation when she told me about it. I dont anything about SSL encryption or anything like that tho.
honestly this could have been pure coincidence on the timing.
the numbers could have been stolen at any time and just chosen to be used at that point.