I had to do a factory reset...
Will my apps automatically reload? Is there a way to force a reload so they go faster?
If you go to the market and go to the downloads page (menu>downloads) they will all be listed but you will have to manually install them all again.
I'd recommend getting Astro File Manager and doing periodic application backups with it. Makes reinstalling apps a breeze after a reset.
Thanks for the backup suggestions.. I wish I had know about them before I did the reset.. But I was stuck in an endless loop of FC and did not have a choice.. I basically lost all my apps because none automatically redownloaded. some ...like Quick Settings I can't even find
It will not automatically redownload the apps. You have to either go to market under "my downloads" and redownload em or next time use astro file manager or titanum backup like it was stated