DroidForums.net is the original Verizon Android Forum! Registered Users do not see these ads. Please Register - It's Free!
Page 2 of 16 FirstFirst 1 2 3 4 12 ... LastLast
Results 11 to 20 of 157

Thread: Insurance Policy for VZW & Asurion

  1. Junior Droid
    Musturd's Avatar
    Member #
    30245
    Join Date
    Jan 2010
    Posts
    11
    #11
    Let's say you void your warranty on the phone (ex. by rooting)
    Will your claim be denied? Should you destroy the phone more if you have voided the software warranty.

    (These are hypothetical questions by the way)
  2. Droid Ninja
    nerdbox08's Avatar
    Member #
    22363
    Join Date
    Jan 2010
    Location
    Michigan
    Posts
    1,154
    Phone
    DROID .rwar.
    #12
    Quote Originally Posted by adrynalyne View Post
    Quote Originally Posted by mach330 View Post
    been debating if i want to keep the asurion. with the $89 deductible, it seems high. after having it for a yr anyways, you can buy the phone at non full price. probably the $199. so basically for $100 more, you get a brand new one. i dunno..i need to break down the math.

    89 is excessive. Last year when I replaced my Omnia, it was 50.
    When you mentioned $50, it jogged my memory that it did use to be cheaper than it is now. I called and the rep gave me some crap about devices being more advanced than it used to be, etc.

    I do agree, it is a bit excessive, especially when it hasn't always been that price.

    But I think in the event of an accident I would rather play $89 than $400-500. >.<
  3. Droid Ninja
    nerdbox08's Avatar
    Member #
    22363
    Join Date
    Jan 2010
    Location
    Michigan
    Posts
    1,154
    Phone
    DROID .rwar.
    #13
    Quote Originally Posted by Musturd View Post
    Let's say you void your warranty on the phone (ex. by rooting)
    Will your claim be denied? Should you destroy the phone more if you have voided the software warranty.

    (These are hypothetical questions by the way)
    I am going to edit my original post to include these findings, but let me give you what I found out.

    I called Asurion back and asked them specifically: If I were to put a customized operating system onto my phone, knowing it will void the phones manufacturer warranty, and it 'bricked' my phone, am I able to file a claim and have the device replaced through the insurance?

    The rep informed me that yes, I can file a claim because the phone is damaged(ie: not in working condition). He then went onto say that when they replace the device, they will not replace whatever modifications I have done to the device. His example went like this: if I added a non-removable case to my phone, they would replace the phone but not the casing, etc.

    Hope that helps.
  4. Droid Sensei
    KZIWarrior's Avatar
    Member #
    21812
    Join Date
    Dec 2009
    Location
    Nashville, TN
    Posts
    2,634
    Liked
    11 times
    Phone
    SGS3
    #14
    Quote Originally Posted by adrynalyne View Post
    Quote Originally Posted by mach330 View Post
    been debating if i want to keep the asurion. with the $89 deductible, it seems high. after having it for a yr anyways, you can buy the phone at non full price. probably the $199. so basically for $100 more, you get a brand new one. i dunno..i need to break down the math.

    89 is excessive. Last year when I replaced my Omnia, it was 50.
    $89 is cheap for this type of device. AT&T charged me $100 for my old (outdated) Tilt and I've heard that for newer Smartphones it's up to $125.
    You are right to be wary. There is much bullcrap. Be wary of me too, because I may be wrong. Make up your own mind after you evaluate all the evidence and the logic. - Mark Rippetoe
  5. Beta Team
    Flomaster's Avatar
    Member #
    27560
    Join Date
    Jan 2010
    Location
    East Texas
    Posts
    1,073
    Liked
    2 times
    Twitter
    _Flomaster
    Phone
    DROOOOOOOOOOOiid
    Premium Member
    #15
    only reason I have a DROID is because I paid $99 for it had it been $199 out of pocket I honestly wouldn't have one right now. so $89 for a replacement is not in everyone's budget. I know if I broke mine tomorrow I wouldn't not be able to replace mine right away....

    -=Jason=-
  6. Developer
    adrynalyne's Avatar
    Member #
    18036
    Join Date
    Dec 2009
    Posts
    2,896
    Liked
    4 times
    Phone
    Droidzilla
    DroidForums.net Developer
    Premium Member
    #16
    Quote Originally Posted by KZIWarrior View Post
    Quote Originally Posted by adrynalyne View Post
    Quote Originally Posted by mach330 View Post
    been debating if i want to keep the asurion. with the $89 deductible, it seems high. after having it for a yr anyways, you can buy the phone at non full price. probably the $199. so basically for $100 more, you get a brand new one. i dunno..i need to break down the math.

    89 is excessive. Last year when I replaced my Omnia, it was 50.
    $89 is cheap for this type of device. AT&T charged me $100 for my old (outdated) Tilt and I've heard that for newer Smartphones it's up to $125.

    You gotta see that Asurion was making bank back when it was 50 for the deductible. Phones haven't really become more expensive over time. I recall even back when phones were still analog, they cost quite a bit. They aren't suddenly more costly now. If anything, they are less costly due to improved manufacturing technology.

    So for them to raise the deductible to 89 is kind of harsh, but as nerdbox mentioned above, better than paying retail. Still irks me, but what can ya do? I'm one of those sorry saps that ends up using insurance because he breaks his phones
  7. Droid Ninja
    nerdbox08's Avatar
    Member #
    22363
    Join Date
    Jan 2010
    Location
    Michigan
    Posts
    1,154
    Phone
    DROID .rwar.
    #17
    Quote Originally Posted by adrynalyne View Post
    Quote Originally Posted by KZIWarrior View Post
    Quote Originally Posted by adrynalyne View Post


    89 is excessive. Last year when I replaced my Omnia, it was 50.
    $89 is cheap for this type of device. AT&T charged me $100 for my old (outdated) Tilt and I've heard that for newer Smartphones it's up to $125.

    You gotta see that Asurion was making bank back when it was 50 for the deductible. Phones haven't really become more expensive over time. I recall even back when phones were still analog, they cost quite a bit. They aren't suddenly more costly now. If anything, they are less costly due to improved manufacturing technology.

    So for them to raise the deductible to 89 is kind of harsh, but as nerdbox mentioned above, better than paying retail. Still irks me, but what can ya do? I'm one of those sorry saps that ends up using insurance because he breaks his phones
    I'm right there with you.

    No matter how hard I try to keep it safe: cases, screen covers, locked vaults... I still manage to do damage.
  8. Master Droid
    dwagner88's Avatar
    Member #
    26210
    Join Date
    Jan 2010
    Location
    Chattanooga, TN
    Posts
    369
    Phone
    MotoDroid
    #18
    I have had insurance on my line since 2005. When I went to upgrade my Droid, the Verizon rep said that I was grandfathered in to the cheaper insurance, even though I now have an advanced device. So I get replacements for $50.00 and only pay $4.99 a month!
  9. Droid Ninja
    nerdbox08's Avatar
    Member #
    22363
    Join Date
    Jan 2010
    Location
    Michigan
    Posts
    1,154
    Phone
    DROID .rwar.
    #19
    Quote Originally Posted by dwagner88 View Post
    I have had insurance on my line since 2005. When I went to upgrade my Droid, the Verizon rep said that I was grandfathered in to the cheaper insurance, even though I now have an advanced device. So I get replacements for $50.00 and only pay $4.99 a month!
    Okay, I think we have a lynching on our hands....
  10. Developer
    adrynalyne's Avatar
    Member #
    18036
    Join Date
    Dec 2009
    Posts
    2,896
    Liked
    4 times
    Phone
    Droidzilla
    DroidForums.net Developer
    Premium Member
    #20
    Hmmmm, guess I better check my bill
Page 2 of 16 FirstFirst 1 2 3 4 12 ... LastLast

Links

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Similar Threads

  1. VZW's 30 day return policy?
    By JimmySVT in forum Android General Discussions
    Replies: 5
    Last Post: 11-24-2010, 08:04 PM
  2. Droid Insurance Asurion
    By pcraw in forum Android General Discussions
    Replies: 19
    Last Post: 01-07-2010, 11:12 AM
  3. Policy-based issues
    By normwerner in forum Android Tech Support
    Replies: 2
    Last Post: 12-30-2009, 09:02 AM
  4. Verizon return policy
    By codyodyody in forum Android General Discussions
    Replies: 3
    Last Post: 12-28-2009, 06:57 PM
  5. Bust Buy phone return policy
    By mapexvenus in forum Android General Discussions
    Replies: 3
    Last Post: 11-21-2009, 12:51 PM

Search tags for this page

asurion copay
,
asurion policy
,
asurion refund policy
,

asurion return policy

,
asurion verizon number
,

asurion verizon water damage

,
asurion water damage verizon
,
does verizon extended warranty cover water damage
,

does verizon insurance cover water damage

,
tec asurion single tier water damage
Click on a term to search our site for related topics.

Tags for this Thread

Find us on Google+