Okay I called AAA as I have them for Homeowners Insurance...the phone be covered for theft only under the policy which as it is a home it is a $1,000 deductible. So that does nothing for me.
Seeing at the State Farm agent is around the corner from me...I think I'll pop in and see what they say...I'll report back later.
Edited to say:
I think I will not insure...I never insure stuff, why would I insure this phone. Running the numbers. it just does not make sense. The times I have insured something like my Plasma TV I never used it...heck on a $9,400 motorcycle I only ever had liability coverage and from what I saved could go buy a new motorcycle for $9K and not worry about it.
Like all insurances you are banking on that you got to make a claim, however they bank on that you NEVER make a claim and because they are in business to make money they are right...most people will never make a claim. I broke one phone, I tossed it at a wall...it meant I had to order a 3rd party case, and take it apart and re-solider part of it and I had it working for $20. Guess I am lucky that I can do that type of stuff...worst case I would of reactivated the old phone...LOL I always keep my old Verizon phone for this reason...the whole $30 extra for data would do me no good but I would have a phone *shrug* I'm sure I could find a cheap 3G flip phone if push came to shove.
Seeing as I ride was the reason I was looking....but I also know how to protect my phone. I'll roll the dice worst case...again just pay the ETF which is not much more then paying the monthly fee and then the high deductible. I guess if you are prone to breaking your phone then maybe worthwhile to you. I can look at it like this I been with Verizon since they bought Airtouch...LOL I never had insurance, so the amount I saved from then to now equals more then a Droid cost at MSRP...so I'm not out any money. It is all on how you look at things in life.
modette, that's how I made my decision too. The probability of me breaking my phone does not justify paying the Asurion monthly premium plus a deductible if I do need to make a claim.
I don't insure my droid because of Verizons policy. Last time my phone took a dump I had to wait 4 days, yes 4 days to get a new one(it was holiday). I would rather pay the price for a new one and have it right then and there then go that long, which I am assuming VZW hopes most people do. I simply can not go that long without a phone because of work. Why not keep phones onsite? Pretty simple solution if you ask me. Screw their policy of $6 plus deductable . After VZW stops unlimited data they will be in the same boat as AT&T. They could care less about their customer.
Understand the 6$, but the deductible of $89 do you pay this when you damage the phone or pay this upfront? Sorry for the stupid question, lol
Originally Posted by nerdbox08
Does anyone have the link where "proof of value" would be I could not find it on motorola droid site need it for state farm insurance
I was with verizon for about 3 years with my blackberry curve, paying 4.99 a month and replacing it at 50 if something happened (went swimming in the toilet 3 days after I got it and had a new one 3 days later... I tell ya, BB is the jesus phone. Dies and resurrects 3 days later...) but yeah, is it really more now with the Eris even though I'm still with Verizon???
and you know what? Back in the days of 'dumb phones', I never messed up my phones. Never once dropped em, banged em, took em swimming, etc. The moment i get that expensive blackberry, it's all over, dropped left and right, scratched up to hell and back. what is with that? Anyone else notice this?
Originally Posted by adrynalyne
woah. I went there, put in my phone number and zip and it came up that i own some silly wierd dumb phone that I never owned! I first ha assurion with my Blackberry curve.... now I have the Eris. uh......:confused: